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X Rolls Out Nationwide Banking for US Premium Members, Dangling 6% APY

X has launched its banking service, X Money, nationwide in the US for Premium and Premium+ subscribers. The service integrates deposit accounts, a Visa debit card, and offers a 6 percent APY, aiming to increase user engagement within the X app. The banking infrastructure is provided by Cross River Bank, with regulatory scrutiny from figures like Senator Elizabeth Warren.

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